The Bond Exchange & Insurance Agency

The Bond Exchange & Insurance Agency

Strategic Surety Advisors

The Bond Exchange is a surety specialized agency that brings decades of surety underwriting and brokerage experience to the immediate and long-term needs of clients across numerous industries. With access to more than 25 surety companies, The Bond Exchange has provided bonds for more than $8 billion in construction projects since its founding and has written thousands of additional bonds, fostering our clients' growth by reducing the barriers to obtaining surety bonds. 

The Bond Exchange believes in delivering best-in-class surety solutions that are easy to manage and that leverage our clients' financial strengths. We take time to understand the uniqueness of each business we serve, then deliver a surety program that not only meets that company's current requirements, but supports its growth objectives. 

We design surety facilities that allow for the issuance of performance and payment bonds; license and permit bonds; reclamation, closure and decommissioning bonds; real estate improvement bonds; money transmitter bonds; and more - surety solutions for a wide range of industries, including:

To help individuals and companies quickly obtain bonds required for various business licenses, The Bond Exchange launched Bond911 in 2016. Regardless of the bond need or creditor history, Bond911 has the expertise and market access to deliver the lowest cost solution.



24800 Chrisanta Drive, Suite 160
Mission Viejo, CA 92691

1111 Broadway, Suite 300
Oakland, CA 94607


Phone: (800) 764-7233


Most Common Bond Types Provided by The Bond Exchange

Performance and Payment bonds

The most common types of bonds, regardless of industry, are performance and payment bonds. The Bond Exchange has decades of experience negotiating surety facilities on behalf of contractors, suppliers, manufacturers, technology companies, and service providers to name a few. Our broad access to the surety market and unparalleled expertise ensure that you will receive the most capacity at the best rates.

reclamation, Closure and decommissioning bonds

Mining and energy companies are required to procure some of the most challenging surety bonds in the market. Reclamation, closure and decommissioning bonds can be difficult to navigate because they are often required to remain in place for decades and can be non-cancellable. The unique nature of these bonds requires industry specific knowledge that only a few brokers possess and The Bond Exchange staff has worked with some of the largest mining and energy operations in the world.

miscellaneous bonds

There are thousands of different surety bond requirements throughout the U.S. The Bond Exchange has the know-how to implement surety programs for companies across all industries. For example, we have worked with technology companies to implement money transmitter bond programs. We have also been successful in negotiating the replacement of letters of credit with surety bonds to free up credit facilities and reduce the cost of third party collateral. In addition, we have supported financial institutions in structuring excess FDIC depository bond capacity to retain and attract depositors. Whatever the bond need, The Bond Exchange can assist.

subdivision and improvement bonds

Surety bonds are commonly required in real estate transactions, especially during the course of development. Developers, home builders and REITs are routinely required to provide bonds to public agencies to guarantee the completion of public improvements. These bonds are written by a selective group of surety companies and require the capabilities of The Bond Exchange to properly evaluate and present to the surety markets.


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